How to buy digital gold on Paytm
Buying digital gold on Paytm takes about two minutes. Behind the scoop-and-tap interface, MMTC-PAMP holds real 24K gold in your name. Here's the full flow and what it actually costs.
Buy it in four steps
Open Paytm → Gold — Find "Gold" under the balance section, or search "digital gold".
Enter an amount or weight — Type ₹100, or switch to grams. The live price plus 3% GST is quoted and held for a few minutes.
Pay by UPI or wallet — Confirm with UPI, card or Paytm balance. Your gold is credited instantly.
Track, sell or take delivery — Watch it against the live rate, sell back anytime, or order coins with a small making charge.
What it costs on Paytm
The headline price hides two things: GST and the gap between the buy and sell rate.
| Item | Paytm |
|---|---|
| Provider | MMTC-PAMP |
| GST on buy | 3% |
| Buy/sell spread | ~3–5% |
| Free storage | 5 years |
Should you use Paytm?
It's the smoothest on-ramp for small, regular buying. If you plan to hold larger amounts for years, compare the spread against a gold ETF or Sovereign Gold Bond first.
At a glance
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Trade the price
Want to trade gold's swings instead of owning metal? FxPro offers XAU/USD CFDs.
Open account →Common questions
Is Paytm digital gold safe?
The metal is real, insured and audited by MMTC-PAMP. The platform itself isn't SEBI-regulated, so treat it as a convenience product, not an investment vehicle.
Can I sell instantly?
Yes — you can sell back to Paytm at the live rate at any time, and the money returns to your wallet or bank.
What's the minimum?
You can start from ₹1, though very small buys make the spread proportionally larger.
Trade gold's moves on FxPro
Digital gold is for owning. To trade XAU/USD price swings with leverage, open an FxPro account — tight spreads and fast withdrawals.
Trade gold on FxPro →